HRSINGAPORE Community Discussions

Employee and Travel Insurance


Dear HR Practitioners,

An employee experienced some travel delay during her recent vacation and put up a claim against the travel insurance which is purchased by the Company. There was no cost incurred by that employee due to the delay. The insurance company has recently credited the Company on the claim payout of S$500. Should this $500 be given to the employee? What is the right practice with regards to insurance payout from the claim made on company purchased insurance (i.e. Term Life, Personal Accident, Hospitalisation, Travel, etc) on non-work related activities or period?

Appreciate your kind advice.





Insurance payout should go to the traveller ie the employee who had experienced the flight delay.





If the insurance covers employees outside work or working hours, we will pay the insurance claim to the employee.




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