QUESTION

Hi HR Professionals,

As employer we are obligated to purchase a medical coverage of 15k for foreign employees. My question is, what happened if the medical bills exceed 15k and for instance balloon up to 30k as employees down with critical illness? As an employer, are we obligated to bear the balance 15k or can we frustrate the employment contract?

Regine

REPLY 1

The obligation is to purchase an medical insurance covering at least 15k. If the medical bill exceeded they amount, in general the employer is liable.

For more details:
www.mom.gov.sg/faq/work-permit-for-foreign-worker/can-my-foreign-worker-pay-for-their-medical-treatment-if-it-costs-more-than-the-medical-insurance-payout

HS