HRSINGAPORE Community Discussions
Medical Insurance Coverage for Dependents
What are your thoughts or practices for employees' dependent medical coverage with company.
Our policy is that the medical insurance is extended to the wife and children as long spouse is not working and covered by existing company medical insurance. What happens if we have a case where the dependent started working, insurance was terminated and because the wife works on contract, the employee requests for re-enrolment. Please advise.
Our company only has medical coverage for the spouse and dependents of foreign employees holding EP or S Pass. However, we will highlight to them that this is considered as an additional benefit and is taxable. Singaporean and SPR employees does not have this benefit.
Reason being the medical cost of Singaporeans and SPRs are usually heavily subsidised by the government already.
A standard group H&S insurance can allow re-enrolment of the spouse coverage. That is not an issue on most cases. Ultimately it depends on whether your company HR-policy allow the re-enrolment in such scenario. The insurer usually will just comply with your instructions to add in the coverage.
POST YOUR MESSAGE TO THE HR COMMUNITY BELOW
STILL NOT SURE? CALL US
(65) 6337-8016 or 6338-5816, 9 am to 5 pm, Mondays to Fridays
• We have the sole discretion in determining which messages or notes are appropriate, and editing and excluding any messages or notes.
• As your messages will be seen by others, please refrain from posting messages that you can be held legally liable for.
• We are committed to protecting our members from spam or unsolicited e-mail and we will remove and ban subscribers who propagate spam and those involved in harvesting activities. If you receive a spam message from a subscriber, forward the message to us.