Dear HR Practitioners,

I would like to check if any of your organization are exploring to move away from Group Hospitalisation and Surgical Insurance and to convert as portable medical benefits for staff? If so, would you recommend to do for all employees, or to allow staff to choose between portable medical benefits or GHSI? How did your organization implement such benefits? Thanks.

1.  Depending on the employee size, may not be financially justifiable to maintain GHS while some or most will be switched to PMBS. Those with pre-existing conditions may need to be handled separately on a case to case basis.